Comparative Analysis of HDFC Bank

  • J. S. Bhatnagar Bhagwant University, Ajmer
  • Neelam Thakur Bhagwant University, Ajmer

Abstract

“A comparative analysis of HDFC bank financial performance before and after acquisition with centurion bank of Punjab”. The HDFC Bank was incorporated on August 1994 by the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. India's third-largest lender, HDFC Bank, is acquiring Centurion Bank of Punjab for about 95.1 billion rupees ($2.4 billion) in stock, extending its network before foreign institutions are allowed larger access to the Indian banking market next year. Centurion Bank merged with Bank of Punjab (at swap ratio to 4:9) to form Centurion Bank of Punjab. Finally on May 23, 2008, the one of India's most renowned banks - HDFC Bank acquired Centurion Bank of Punjab Methodology is defined to study of methods by which we again knowledge, it deals with cognitive processes imposed on research the problems arising from the nature of its subject matter. Ratio analysis is the calculation and comparison of various financial ratio derived company’s financial statements. Total Debt Ratio, Efficiency Ratio, Return on Average Asset Ratios, Asset Utilization, Return on assets (ROA), Equity Multiplier, Tax Ratio, Profit Margin The total share capital for the year 2010 is 457.7 is higher than the other year total share capital value. The company should increase the profit margin after the acquisition the profit margin it’s continually lower then following years. The HDFC Bank should take necessary steps to improve the return on asset. The HDFC Bank is performing well after the acquisition but some of the variable like profit margin, tax ratio, returns on asset, borrowing. If all these variables are rectified then the company gets more profit.

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Author Biographies

J. S. Bhatnagar, Bhagwant University, Ajmer
Research Supervisor, Department of Commerce
Neelam Thakur, Bhagwant University, Ajmer
Ph.D. Student, Department of Commerce

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Published
2017-11-24
How to Cite
BHATNAGAR, J. S.; THAKUR, Neelam. Comparative Analysis of HDFC Bank. International Journal of Research and Engineering, [S.l.], v. 4, n. 10, p. 255-257, nov. 2017. ISSN 2348-7860. Available at: <https://digital.ijre.org/index.php/int_j_res_eng/article/view/313>. Date accessed: 28 mar. 2020.